I feel u on the money issue but u always have to lose something to gain something, at the end of the day no1s gonna force u to go or join the tourney but its ur lose. If ur afraid of losing dont let it hold u back, each loss makes u better be it a 10-0 raping or a close final round guard damage ko. If it makes things easier Ill pay for Tempest's BB fee, fuck it.
Ill admit I was the same way about going to tourneys, why waste money if ur 90% sure ur gonna lose. But I rather go and get shitted on by Biscuits then stay home getting frustrated @ Ranked BB.